Come 2012, millions of Americans who get health care coverage through their employer should brace for some big changes. Charging higher contributions for dependent coverage and dropping retiree accounts, are among the steps companies are considering as they fight rising medical costs and new expenses tied to health reform, according to a new report Thursday [...]
Health care costs for a family of four rose again in 2011, with employees paying a much larger share of the rising expenses, according to a new industry report Wednesday. American families who are insured through their jobs have health care costs of $19,393 this year, up 7.3%, or $1,319 from last year, according to [...]
If you are paying for your own health insurance, you may be able to save money by switching into a high deductible health plan and using a health savings account. According to research by the trade group America’s Health Insurance Plans, about 8 million Americans were enrolled in a high deductible health plan in 2009. [...]
We put our 24-year-old son back on our health insurance policy at the beginning of the year, but he just landed a new job with benefits. The health insurance at his company isn’t nearly as good as our policy, though. Can we keep him on our policy, or does he have to take his employer’s [...]
If you’re like most Americans, you’re shouldering a larger portion of your health care costs. But as more insurers raise deductibles and switch from fixed-dollar co-payments to coinsurance — which bases out-of-pocket expenses on a percentage of the total costs — you have an incentive to take more control over how much you spend. Therein lies a problem, [...]
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