When it comes to cultivating a credit score, you’ve probably got the good-citizen routine down cold: You pay on time, try to wipe out the entire balance every month and never close too many accounts at once. Beyond the basics, though, many consumers are still in the dark about what makes their credit scores go [...]
Having bad credit can negatively impact many areas of your life such as renting an apartment, buying a car, or even getting a job. That’s why it’s important to keep tabs on your credit score and make sure it stays healthy. Although you can’t always predict what hurts or affects your credit score, here are six warning signs your credit [...]
Recently passed regulations will now give those who compare mortgage rates and even those who compare credit card offers greater understanding of how their rates and payment estimates are derived. Under the new laws, which were implemented on January 1, creditors must alert consumers when their credit reports have been used to give them less-favorable [...]
Whether you realize it or not, being unemployed can not only put a strain on your emotions and day-to-day finances, but also your credit score. A recent article from the consumer advice website, Wallet Pop, explained that there are several ways for the unemployed to run into credit trouble without even realizing it. Much of [...]
A credit card can be essential to establishing a robust credit history, and thereby building a high credit score. People who lack long, diverse credit history, yet are consciously trying to improve their credit score and ensure future access to credit, should understand the benefits a credit card brings to the table. There are many [...]
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