<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Personal Finance News, Advice and Calculators</title>
	<atom:link href="http://financeaz.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://financeaz.com</link>
	<description>Read the latest news on personal finance. Get updates, advice and latest analysis by the FinanceAZ experts. ... Tools &#38; Calculators. Personal Budgeting Tools ...</description>
	<lastBuildDate>Wed, 08 Feb 2012 16:29:32 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.2.1</generator>
		<item>
		<title>The best cities for job hunting</title>
		<link>http://financeaz.com/the-best-cities-for-job-hunting/</link>
		<comments>http://financeaz.com/the-best-cities-for-job-hunting/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:29:32 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Careers]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2055</guid>
		<description><![CDATA[Dear Annie: I just got a pink slip from the bank where I&#8217;ve worked as a marketing director for the past 12 years, and which is now undergoing a total restructuring, so I&#8217;m pondering what my next move should be. Opportunities are limited in the smallish East Coast city where I live (the bank I&#8217;ll soon [...]]]></description>
		<wfw:commentRss>http://financeaz.com/the-best-cities-for-job-hunting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 ways to stretch your grocery budget</title>
		<link>http://financeaz.com/5-ways-to-stretch-your-grocery-budget/</link>
		<comments>http://financeaz.com/5-ways-to-stretch-your-grocery-budget/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:24:32 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Save money]]></category>
		<category><![CDATA[Saving tips]]></category>
		<category><![CDATA[saving tips 2012]]></category>
		<category><![CDATA[saving tips for 2012]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2046</guid>
		<description><![CDATA[As rising fuel costs and demand drove up food prices last year, consumers throughout the country felt the pinch at the grocery store. Although predictions for 2012 aren&#8217;t as dramatic, the Department of Agriculture anticipates that grocery store prices will rise another 3 to 4 percent. Looking for ways to rein in your grocery budget? U.S. Newsasked three savings [...]]]></description>
		<wfw:commentRss>http://financeaz.com/5-ways-to-stretch-your-grocery-budget/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 steps to get your credit card rate lowered</title>
		<link>http://financeaz.com/5-steps-to-get-your-credit-card-rate-lowered/</link>
		<comments>http://financeaz.com/5-steps-to-get-your-credit-card-rate-lowered/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:22:47 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[credit card tips]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2049</guid>
		<description><![CDATA[One of the biggest benefits of maintaining good credit is access to the most competitive interest rates on everything from loans to lines of credit. However, even good credit doesn&#8217;t necessarily guarantee you the lowest possible credit cards rates. The reality is that it may take a phone call (or several) to negotiate a truly [...]]]></description>
		<wfw:commentRss>http://financeaz.com/5-steps-to-get-your-credit-card-rate-lowered/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to save more now with savvy budgeting</title>
		<link>http://financeaz.com/how-to-save-more-now-with-savvy-budgeting/</link>
		<comments>http://financeaz.com/how-to-save-more-now-with-savvy-budgeting/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:20:51 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Save money]]></category>
		<category><![CDATA[Saving tips]]></category>
		<category><![CDATA[saving tips 2012]]></category>
		<category><![CDATA[saving tips for 2012]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2047</guid>
		<description><![CDATA[Behavioral economists and psychologists have long noted that people are not wired well when it comes to making short-term sacrifices to achieve long-term goals. In an innovative researchproject published in the Journal of Marketing Research, consumers boosted their planned retirement investments after they viewed older versions of themselves using facial-aging software. The idea of investing in their own [...]]]></description>
		<wfw:commentRss>http://financeaz.com/how-to-save-more-now-with-savvy-budgeting/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax tips for retirees</title>
		<link>http://financeaz.com/tax-tips-for-retirees/</link>
		<comments>http://financeaz.com/tax-tips-for-retirees/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:17:31 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[tax tips]]></category>
		<category><![CDATA[tax tips for 2012]]></category>
		<category><![CDATA[Tax tips for retirees]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2040</guid>
		<description><![CDATA[Responsible retirement planning begins early in a career. As time goes by, money placed in an IRA or a 401(k) will grow, allowing for a comfortable retirement. But post-retirement, the money saved over decades undergoes a fundamental change. Most retirement accounts allow money to be invested before taxes, such as when a company places pre-tax income into a [...]]]></description>
		<wfw:commentRss>http://financeaz.com/tax-tips-for-retirees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top ten cities to retire in 2012</title>
		<link>http://financeaz.com/top-ten-cities-to-retire-in-2012/</link>
		<comments>http://financeaz.com/top-ten-cities-to-retire-in-2012/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:15:45 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Retirement planning]]></category>
		<category><![CDATA[Retirement planning tips]]></category>
		<category><![CDATA[retirement savings]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2042</guid>
		<description><![CDATA[Better weather, affordable housing, and plenty of interesting things to do are just a few reasons people move to a new place when they retire. Whether you want to spend your golden years watching the sun set over the water or taking on a second career, we&#8217;ve identified an ideal place. Using data from Onboard Informatics, U.S. [...]]]></description>
		<wfw:commentRss>http://financeaz.com/top-ten-cities-to-retire-in-2012/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I lose homes in bankruptcy?</title>
		<link>http://financeaz.com/can-i-lose-homes-in-bankruptcy/</link>
		<comments>http://financeaz.com/can-i-lose-homes-in-bankruptcy/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:13:10 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[debt management tips]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2038</guid>
		<description><![CDATA[Dear Bankruptcy Adviser, I have two properties in my name. Right now, I am in a difficult situation with making my mortgage payments. If I file for bankruptcy, can I lose both houses?  &#8211; Luis A: Dear Luis, Quite often, I need more information to answer these questions. That is the case here, but I [...]]]></description>
		<wfw:commentRss>http://financeaz.com/can-i-lose-homes-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get new credit card for sign-up bonus?</title>
		<link>http://financeaz.com/get-new-credit-card-for-sign-up-bonus/</link>
		<comments>http://financeaz.com/get-new-credit-card-for-sign-up-bonus/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:10:54 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Credit card balance]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2037</guid>
		<description><![CDATA[Have you been tempted to get a new credit card just for the sign-up bonus or reward? Credit card sign-up bonuses keep getting more attractive. What once was just a $100 cash-back reward for getting a new credit card has become $500 in some cases. Sign-up incentives for airline cards can take you even farther, [...]]]></description>
		<wfw:commentRss>http://financeaz.com/get-new-credit-card-for-sign-up-bonus/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who pays dad&#8217;s card debts when he dies?</title>
		<link>http://financeaz.com/who-pays-dads-card-debts-when-he-dies/</link>
		<comments>http://financeaz.com/who-pays-dads-card-debts-when-he-dies/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:09:50 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Credit card balance]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2031</guid>
		<description><![CDATA[Q:Dear Debt Adviser, My dad is 83 and has two or three credit cards maxed out. Is anyone responsible to pay these when he passes away? He has been paying a little on each one every month. Also, can he put everything on one card?  &#8211; Paul A: Dear Paul, You sound like a good son, [...]]]></description>
		<wfw:commentRss>http://financeaz.com/who-pays-dads-card-debts-when-he-dies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When is it bad to kill a credit card?</title>
		<link>http://financeaz.com/when-is-it-bad-to-kill-a-credit-card/</link>
		<comments>http://financeaz.com/when-is-it-bad-to-kill-a-credit-card/#comments</comments>
		<pubDate>Wed, 08 Feb 2012 16:07:46 +0000</pubDate>
		<dc:creator>FinanceAZ</dc:creator>
				<category><![CDATA[Credit cards]]></category>
		<category><![CDATA[Credit card balance]]></category>

		<guid isPermaLink="false">http://financeaz.com/?p=2033</guid>
		<description><![CDATA[Q: Dear Credit Card Adviser, I have six unsecured credit cards I plan to pay off this year. I have a long history with two of the credit cards. I would like to keep one of them with the highest limit for emergencies. I&#8217;m confused about what to do because in the next year or so, [...]]]></description>
		<wfw:commentRss>http://financeaz.com/when-is-it-bad-to-kill-a-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

<!-- Performance optimized by W3 Total Cache. Learn more: http://www.w3-edge.com/wordpress-plugins/

Served from: financeaz.com @ 2012-05-20 09:08:04 -->
