It is to no wonder that debt is always, if not, one of the most anxiety inducing words that anyone can hear. There are countless stories of people who are buried deep in debt. It is also one of the reasons why there are a lot of debt management institutions that give hope to the [...]
With students currently having challenges on consolidating student loans, many are currently trying to do the consolidation before they graduate in order to manage the payments and also to be free from any obligations once they step out of the school. 12 percent of the college enrollment of the nation was from these students. While [...]
College tuition has sprinted past the rate of inflation, and is now playing Road Runner to the median wage’s inert anvil, post-cliff-drop. In 2010, student loan debt eclipsed credit card debt for the first time, and it is not unusual for students, especially med students, to graduate with six-figure debt. Student loans are far more [...]
The College Cost Reduction and Access Act (CCRAA) has been a breakthrough for everyone looking to afford a higher education. There are two distinct components related to loan repayment: The first, discussed below, is Income-Based Repayment (IBR) that allows graduates to pay back their federal loans on a sliding scale based on their income. The second, [...]
Who can get Stafford loans? Graduate students who are U.S. citizens or legal permanent residents, haven’t defaulted on other federal student loans, and attend school at least half time are eligible How much can I borrow from the Stafford program? Graduate students can borrow up to $20,5000 for each nine-month academic year. Those attending 12-month [...]
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