Many people obtain life insurance when they first have children and then forget about it, except when the premium bill comes due. But an effective financial plan includes reexamining your life insurance needs throughout your life to ensure that the assets you’ve accumulated are protected and to provide additional opportunities to create wealth. Keep in [...]
Come 2012, millions of Americans who get health care coverage through their employer should brace for some big changes. Charging higher contributions for dependent coverage and dropping retiree accounts, are among the steps companies are considering as they fight rising medical costs and new expenses tied to health reform, according to a new report Thursday [...]
Health care costs for a family of four rose again in 2011, with employees paying a much larger share of the rising expenses, according to a new industry report Wednesday. American families who are insured through their jobs have health care costs of $19,393 this year, up 7.3%, or $1,319 from last year, according to [...]
Homeowners are tallying up the damage inflicted by a brutal winter, and insurance claims are sure to mount with each discovery of a damaged roof or burst pipe. The challenge for many is knowing whether they are getting the full compensation their policies should provide. “We expect insurance companies to stand behind us when disaster [...]
Michigan has the highest average car insurance rates in the nation, followed by Louisiana and Oklahoma, according to Insure.com’s new national survey of car insurance premiums. If you live in Vermont or South Carolina, you have access to the most affordable rates, saving $1,000 a year or more compared with drivers in the most expensive states. Insure.com’s [...]
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