Category archives for: Budgeting

Nine-step guide to taking control of your money before starting first jobs

Starting a new job after graduation usually means a new boss, new tasks, and a new salary. It also means new financial challenges, as young workers figure out how to navigate the world of retirement savings, a post-work social life, and professional demands. A recent survey by TD Ameritrade found that many twentysomethings struggle to [...]

Can your family survive on 1 income?

Cricket Jones was a stay-at-home mom for 28 years and raised five children. Then she and her husband divorced. The Boise, Idaho, woman doesn’t regret staying home, but she does wish she’d finished her college degree and kept one foot in the work world with some kind of part-time employment. “When I divorced, I was [...]

10 tips for managing holiday spending

That magical, whirlwind time between Thanksgiving and New Year’s Day—when the pressure to buy is heaviest and managing spending can be difficult—is almost upon us. A recent Gallup poll showed that American consumers will spend an average of more than $900 buying gifts this year. Since that’s a mean average figure, many of us need [...]

Setting up a personal budget

I helped one of my friends, whenever she was in a financial crisis. She presumed I was earning more than her. One day, by chance, she happened to come across one of my latest payslip stubs and was surprised to know I earned less than her. She wanted to know how I managed my expenses [...]

Credit card debt management made easier through budgeting

Since debt may lead to other troubles financially and also in the credit standing of a customer, currently credit card debt management is being prioritized by cardholders to avoid any trouble in this area. This needs to be settled and handled accordingly since this may lead to unwanted increase in cost in the future and [...]