Uncovering an organized identity-theft ring was the last thing Grace Varnell thought she would do when she returned to college to obtain a nursing degree. She took my personal finance course as an elective, and the smart, hard-working student followed all her assignments, including the one that called for her to obtain a free copy [...]
Whether you realize it or not, being unemployed can not only put a strain on your emotions and day-to-day finances, but also your credit score. A recent article from the consumer advice website, Wallet Pop, explained that there are several ways for the unemployed to run into credit trouble without even realizing it. Much of [...]
Optimize your mortgage negotiations, it’s one of the most significant and long-lasting financial commitments a person can make. As such, the process of obtaining and applying is challenging and time consuming. That being said, your credit report and score play a key role in bringing that deal to a close. When you begin to seriously [...]
You finally bought the new car you’ve been wanting, and all that’s left to do is purchase auto insurance. Before you do, take a look at your credit score. Similar to landlords, insurance agents take your credit score into consideration when determining your premium. Consumer advocates have long argued against the use of credit scores [...]
Whatever your reason for going bankrupt, there will surely be a big negative impact of bankruptcy on credit report… and the bankruptcy remains on your credit report for around 10 years. However, there are ways and means to improve your credit report after bankruptcy… and over the years you can build a good credit. But all [...]
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