If you ever face a medical crisis, you’ll be amazed at how quickly the bills mount up, even with great insurance. You could argue about whether insurers are inherently evil, coldhearted, or callous, but the bottom line is that insurers are businesses that want to get the most money they can out of you. Sometimes [...]
Believe it or not, your daily schedule says a lot about your spending habits. Is your schedule packed to the gills with spending opportunities? For example, do you schedule your days around eating out, going to the mall, or going to the movies? Are these the items on your to-do list that are most important? [...]
Businesses of all sizes can benefit from debt consolidation. Drowning in debt personally or professionally isn’t fun either way. Worse yet, business debt can force a company to close its doors forever. If you’re the business owner, this can also cause you to lose your source of income, which can lead to personal debt issues [...]
You may see ads online or hear radio spots promising free or no-charge debt consolidation loans. If you do, here’s a quick bit of advice: Don’t believe it. There is no such thing as a free debt consolidation program. Remember, debt consolidation companies are in business to make money. They’re not in business to help [...]
Personal loans can come from a variety of sources, but one popular source for personal loans is a retirement account. It makes sense. It’s money you’ve been socking away to pay for your lifestyle to live out your golden years, but if you’re young and need money now, your golden years may feel far enough [...]
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