Save money

Three meals plus snacks for $4 a day »

Worried about your grocery bill? You should be. Food prices hovered near record levels in May, the U.N.reported, rising faster than they have in three decades. That’s the bad news.…

Jun 8 2011 / No Comment / Read More »

7 ways to save on gas »

With gas prices continuing a painful uphill climb, we asked readers what they’re doing to save money on gas. From carefully calculating travel routes and driving more conservatively to choosing…

May 26 2011 / No Comment / Read More »
Banking

Ten ways to keep your online banking information secure »

Last week’s security breach at Citibank was just the latest in a string of incidents that have rattled consumers: Sony,…

Jun 29 2011 / No Comment / Read More »

5 secret credit card perks »

When most people think of credit cards, they think of using the plastic to make purchases. For those who do…

Jun 29 2011 / No Comment / Read More »

Why debit cards trump credit cards »

Credit cards have become a very large part of many consumers’ every day lives. We forget that just a few…

Jun 29 2011 / No Comment / Read More »

How to to boost your credit scores? »

When it comes to cultivating a credit score, you’ve probably got the good-citizen routine down cold: You pay on time,…

May 26 2011 / No Comment / Read More »
Loans

Defining a safe mortgage: has it gone too far? »

A little-known regulation sparked by the 2008 housing meltdown has the potential to fundamentally change the landscape of the housing and mortgage markets, further tightening the stranglehold on credit availability and deepening the housing market downturn. Known as the qualified residential mortgage (QRM), this draft…

Jun 29 2011 / No Comment / Read More »

Big banks bow out of reverse mortgage market »

Seniors will have fewer avenues to secure steady retirement income, now that the two largest lenders in the reverse-mortgage business have decided to discontinue offering the product. Wells Fargo, the nation’s top reverse-mortgage lender, announced earlier this month that it will stop originating the loans,…

Jun 29 2011 / No Comment / Read More »

How to pay off your mortgage early »

Paying off the mortgage early is in. Refinancing to take money out of our homes is out. In this foreclosure crisis, more people are seeking the security and psychological benefits that come with owning a home free and clear. If you want to pay off your…

Jun 8 2011 / No Comment / Read More »

The Student Loan Ranger’s Mailbag Express: forgiveness and repayment »

The Student Loan Ranger would like to give a special shout out to all you new graduates! As you know, we dedicate a blog post each month to questions we have received in order to shed some light on the educational debt decisions our readers…

Jun 8 2011 / No Comment / Read More »

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    Insurance

    A guide to buying life insurance »

    Many people obtain life insurance when they first have children and then forget about it, except when the premium bill comes due. But an effective…

    Jun 8 2011 / No Comment / Read More »

    Health care coverage: Big changes in 2012 »

    Come 2012, millions of Americans who get health care coverage through their employer should brace for some big changes. Charging higher contributions for dependent coverage…

    May 11 2011 / No Comment / Read More »

    Family health care costs to rise this year »

    Health care costs for a family of four rose again in 2011, with employees paying a much larger share of the rising expenses, according to…

    May 11 2011 / No Comment / Read More »
    Bankruptcy

    Will student debt ruin your life?

    Imagine going to college to improve your life and walking away with $500,000 in student debt. That number is no typo. A young Seattle couple ended up so mired in debt on the way to their degrees…

    May 26 2011 / Read More »
    Budgeting

    Nine-step guide to taking control of your money before starting first jobs

    Starting a new job after graduation usually means a new boss, new tasks, and a new salary. It also means new financial challenges, as young workers figure out how to navigate the world of retirement savings,…

    Jun 29 2011 / Read More »
    Careers

    3 tips for college grads looking for that first job

    There is some good news for college grads looking for that first job. Employers report they’ll hire 19% more new college graduates this year than last year, and average salary offers will start at $50,462, according…

    May 11 2011 / Read More »
    Debt Management

    Debt Management vs. Debt Consolidation

    Just because two things sound similar, that doesn’t mean they are similar. To someone who doesn’t know a lot about debt solutions (as they’re called), ‘debt management’ and ‘debt consolidation’ might sound like they’re pretty much…

    Sep 21 2011 / Read More »
    Real estate

    The last housing mistake you’ll ever make

    With the housing market seeing signs of a double dip in prices,homeowners who got in over their heads have looked to save money by any means necessary. Now, thanks to extremely low interest rates,adjustable-rate mortgages are…

    Jun 8 2011 / Read More »
    Retirement

    Can you save too much for retirement?

    There are many rules of thumb for retirement investing. Some people say that if you save 10 percent of your income, you’ll be fine. Other people recommend maxing out your retirement plan at work or maxing out…

    Jun 8 2011 / Read More »
    Software

    Intuit’s Mint adds home-loan feature to personal finance site

    Mint — the personal finance website owned by Mountain View software maker Intuit — is now helping its members find mortgages. According to a news release today, the new feature will emphasize how homebuyers can reduce…

    Mar 25 2011 / Read More »
    Taxes

    Business taxes done? You may still have work to do

    Small business owners across the country are getting back to focusing on their companies now that they’ve filed their income tax returns. But many of those owners may still have some tax work to do. Those…

    Apr 19 2011 / Read More »

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