Save money

When Frugality Goes Too Far »

Many Americans have embraced frugality in recent years, but sometimes money-saving strategies backfire when taken to extremes. Manisha Thakor, author of “On My Own Two Feet: A Modern Girl’s Guide…

Apr 22 2013 / No Comment / Read More »

When it Comes to Finances, Stupid Should Hurt »

Whether good or bad, there are natural consequences to your financial decisions. If you save for retirement diligently and stay out of credit card debt, your nest egg will thank…

Apr 18 2013 / No Comment / Read More »
Banking

Savings Opportunities Abound in Current Credit Card Landscape »

If there’s one thing we can learn from the current state of the credit card market, it’s that having excellent…

May 9 2013 / No Comment / Read More »

ATM fees on the rise »

Typically, you face two fees when using an ATM that doesn’t belong to your bank or credit union’s ATM network:…

Apr 18 2013 / No Comment / Read More »

The lowdown on data accuracy in your credit report »

Credit Report

People sometimes shy away from reviewing their credit reports because they’ve heard they are complex and hard to understand. But…

Feb 9 2013 / No Comment / Read More »

3 key things to look for when choosing a credit card »

credit card

When used correctly, a credit card can be a trusted financial tool. The right credit card provides you with rewards…

Feb 9 2013 / No Comment / Read More »
Loans

Student debt delays spending, saving — and marriage »

 Many borrowers are making financial sacrifices due to growing amounts of student loan debt. About three-quarters of student loan borrowers surveyed said they — or their children — have been forced to make sacrifices in order to keep up with student loan payments, according to…

May 12 2013 / No Comment / Read More »

You Cosigned a Loan, They Defaulted. What Now? »

The advice for cosigning a loan for a family member or friend is always virtually the same: Don’t do it, and if you do, understand the consequences if something goes wrong. But what if you ignore the advice and cosign, and the loan goes south…

May 10 2013 / No Comment / Read More »

Money Tips for Students: Loans, Security, and Other Ways to Gain Success »

When you’re in college, the thought of money and finances may only go as far as how you’re going to pay for pizza and beer. Money becomes a necessity as you try to stay afloat during your studies and prepare for the real world. All…

Apr 9 2013 / No Comment / Read More »

How to prequalify for a portable mortgage »

Prequalification is much different from preapproval, so you’ll need to know that you’re ready to get started. If you’re pre-qualified for a portable mortgage you’ll be able to get service that much quicker, you won’t have to wait and you’ll get preferential treatment. If you’re…

Apr 6 2013 / No Comment / Read More »
Insurance

Family Income Benefit Insurance: What is it all about? »

If you are thinking of securing a Family Income Benefit Insurance for yourself then you should try to gain thorough knowledge about it. You should…

May 10 2013 / No Comment / Read More »

Why You Can’t Afford to Skip Renter’s Insurance »

Homeowner’s insurance, car insurance, health insurance—for most Americans, these policies are no-brainers, and renter’s insurance should be too. But according to a recent Rent.com survey,…

May 10 2013 / No Comment / Read More »

The Real Obstacle of Health Insurance Exchanges: American Consumers »

States have followed several paths to set up their state health insurance exchanges. The exchanges are where consumers will be able to find guaranteed access…

May 10 2013 / No Comment / Read More »

Covered by homeowners insurance? Don’t be so sure »

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What you really have to worry about is the gaps in your homeowners insurance that leave you on the hook for costly repairs. You’ve no…

Apr 26 2013 / No Comment / Read More »
Bankruptcy

Will student debt ruin your life?

Imagine going to college to improve your life and walking away with $500,000 in student debt. That number is no typo. A young Seattle couple ended up so mired in debt on the way to their degrees…

May 26 2011 / Read More »
Budgeting

The Best Money Advice From Mom

When we go to professionals like a financial adviser or accountant for advice, we aren’t only consulting that person, if you think about it. We’re all vessels of what we’ve learned throughout our lives. So when…

May 9 2013 / Read More »
Careers

The 10 Most Overpaid Jobs

Jobs are hard to come by these days. Raises are puny. It’s getting harder to get ahead, as most workers know.But some employees still report to Easy Street when they punch in.While average incomes have fallen…

May 11 2013 / Read More »
Debt Management

How much your money manager costs you

Charley Ellis, founder of Greenwich Associates, worries about the challenges aging boomers face from low bond yields to uncertain stock returns, and dubious financial come-ons. He shook up Wall Street in 1975 with a landmark article…

May 12 2013 / Read More »
Real estate

How to Turn Your Home Into a Pension

 What if you could turn the equity into your home into an annuity-like product that paid you and your surviving spouse a fixed monthly payment for the rest of your lives? Now, imagine you can do…

May 11 2013 / Read More »
Retirement

What Are Your Real Retirement Costs?

A major element of the retirement planning process is calculating the amount of money you need to save in order to live the way you want to during retirement. As you’re calculating your retirement savings goal,…

May 11 2013 / Read More »
Software

Who Says Personal Finance Software is Dead?

With the proliferation of online money-management tools, many consumers assume financial desktop software is defunct and worth burying in the graveyard of outdated computer products. A number of experts, however, say desktop products are arguably more…

May 10 2013 / Read More »
Taxes

Many early tax filers still waiting for refunds

 Some early filers are getting fed up that their tax refunds still haven’t arrived. Taxpayers claiming education credits on Form 8863 encountered their first delay. The IRS was unable to start processing forms until mid-February because…

May 9 2013 / Read More »

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